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Monday, October 31, 2016

Why You Should Contact a Realtor to Find a Lender

Should you reach out to a Realtor to find a lender in order to finance your next home? 

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Should you reach out to a Realtor to find a lender in order to finance your next home? The answer is absolutely yes. 

Realtors by far represent the best option in finding a lender. The reason I say that is because I am so confident in my team’s own lenders, who I hand-picked because of their phenomenal because of their phenomenal customer service, rates, and loan costs. As a real estate broker, I did the legwork for you and found lenders that I believe are top notch in offering the best rates, the best costs, and the best chance to get your loan done on time.

Our lenders are Aerick Squier and Timothy Potemba. We’ve chosen two because we always want the ability to give our clients different options. We love them both and our clients have nothing but great things to say about them. 
Realtors by far represent the best option in finding a lender.
Is it true that a larger institution such as Wells Fargo can serve your needs better? No. In fact, Wells Fargo just came out with an article claiming they could do 3% down on home loans. Tim and Aerick can do the same thing, but without all the bureaucratic red tape.

Is there a better chance at a pre-approval with a larger institution? Also no. What I’ve found with larger institutions is that you’re more of a number to them than you are a person. This is why we highly suggest our lenders over a place like Wells Fargo. You will receive better customer service with an equivalent rate, and probably a better cost.

If you have any questions for Aerick or Tim, please don’t hesitate to contact them. If you have any questions for us, just give us a call or shoot us an email. 

Thursday, October 20, 2016

Multiple Offer Situations in the Phoenix Market

Both buyers and sellers should be prepared for multiple offer situations when dealing in the Phoenix real estate market.

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What should you do if you're in a multiple offer situation in the Phoenix market?

As a buyer, you really want to be in the hands of an experienced, humble agent who can build a rapport with the listing agent. If you want your offer to be accepted, your agent matters. Don't work with someone who lets ego get in the way.

When it comes to the offer itself, there are a few ways you can make yours stand out. The first is to make a cash offer; sellers will always favor cash offers because they can close faster with less hassle. Purchasing a home as-is will also be attractive to sellers, knowing they won't have to deal with repair requests. These two ways alone could make your offer more attractive than a similar one with a higher price.


All cash and as-is offers are very attractive to sellers.

As a seller, what are you looking for in a multiple offer situation? You probably want the least hassle and an offer that gives you back time and money. As previously mentioned, cash offers or as-is offers are preferred, as are buyers who can offer a quick close.

Hopefully, this gives you an idea of what to do on either side of a multiple offer situation, but don't forget, the way to put yourself in the best position to succeed is by using an experienced real estate professional.

If you have questions about this topic or you're thinking about buying or selling a home, don't hesitate to call or email me today.