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Wednesday, November 12, 2014

Don't Let Lenders Give You the Bait and Switch



There are many great Phoenix homes for sale. Click here to perform a full home search, or if you're thinking of selling your home, click here for a FREE Home Price Evaluation so you know what buyers will pay for your home in today's market. You may also call me at (480) 580-0171 for a FREE home buying or selling consultation to answer any of your real estate questions.

Today, we want to have a very important conversation about lenders and their bait and switch tactics. 

It goes like this: clients of ours will go to our lender, one we've recommended, who will give them the lowest available interest rate at the time. He will show them the closing cost they can expect to pay at the closing table and lay it all out for them. Inevitably, the client will think they can get a better interest rate elsewhere. 

Many lenders will tell you to your face that they can get a better rate, even though it's not true. Time and time again, these lenders say they can get a better rate, but by the time the closing documents are disclosed, the rate our lender originally quoted is the one used. Why is this?

Interest rates change all the time. About 4 weeks ago, rates dropped to an all-time low, yet again! Lenders use that moment to advertise, but rates change daily - by the time someone sees how low rates are and wants to act, rates have risen. Indeed, the media is typically a solid 2 weeks behind on interest rate information! 

How do you avoid getting tricked by lenders? It's simple: call your real estate broker and have them recommend an honest lender. We have a close relationship with our lender and have worked with him many times in the past. We know he'll give you a true evaluation and help you obtain the best possible rate.

If you would like to speak with a lender you can trust, or have any questions about real estate in general, don't hesitate to give us a call or shoot us an email. We would love to give you a hand!

Monday, November 10, 2014

Our Team is Growing- We Need Your Help!



There are many great Phoenix homes for sale. Click here to perform a full home search, or if you're thinking of selling your home, click here for a FREE Home Price Evaluation so you know what buyers will pay for your home in today's market. You may also call me at (480) 580-0171 for a FREE home buying or selling consultation to answer any of your real estate questions.

Hey there everyone, thanks for tuning in again. Today we have a special request for you.

We are in the process of hiring 3 new, licensed real estate agents to join our team and thought that we would turn to you first. If you know anybody who is looking for a career change, or wants to join a different company,  please let us know.

We are fortunate to be hiring due to our continued growth. We have so many leads right now, we just can't keep up, which is why we are looking for talented agents to join our team. 

If you have any questions about the positions, or know somebody who might be right for the job, let us know. Give us a call or send us an email. We are looking forward to hearing from you!